200 Ridge Drive

Troy, NC
$ 1,890,000 Beds 4 Baths 4.5 Sq 4,387
Monthly Estimate* How much can I afford?

Welcome to an extraordinary new construction waterfront home located in the exclusive gated community of The Ridge on Tillery. Perfectly positioned to capture breathtaking views of Morrow Mountain and Uwharrie National Forest, this 4-bedroom home offers a rare combination of luxury, privacy, and year-round natural beauty. Designed with both everyday living and entertaining in mind, this thoughtfully crafted custom floor plan offers dedicated office space, a versatile bonus room with full bathroom, and 4 bedrooms with unmatched views. The open living area and kitchen create an inviting space to enjoy time with family and friends. The rear deck offers view of the lake and national forest. Downstairs, there is a flex/storage room in addition to the oversized common area and 2 bedrooms with shared bath. The dock boasts extra wide walkways on each side of the boat lift for convenience for boating, paddleboarding, fishing, and sunset watching. The fresh landscaping and paved driveway give this home striking curb appeal while maintaining ease of upkeep. The rear yard was thoughtfully completed with a cart path to easily bring down all of your necessities for a great day on the dock or out on the lake. Located in a prestigious gated community, this remarkable property offers the perfect blend of luxury, tranquility, and recreation - all just moments from the beauty of the Uwharrie National Forest. Opportunities like this are exceptionally rare. Experience waterfront living at its best on Lake Tillery - there is still time to end your summer on the lake in your new home!

Active

  • Price
  • $ 1,890,000
  • City
  • Troy
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • MONTGOMERY
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 1.09 Acres
  • Zip
  • 27371
  • Sqr Footage
  • 4,387
  • Year Built
  • 2026
  • Taxes
  • $ 1704
  • Style
  • Single Family Residence
  • MLS#
  • 100584776
Listed By: Ashley M Haddock with Pinehurst Homes Real Estate, LLC.
Data Source: North Carolina Regional MLS (NCRMLS)

Features

General

Living Area 4387.0
Heating Electric,Heat Pump
Cooling Central Air
Utilities Water Connected
Possession Close Of Escrow,At Closing
Roof Architectural Shingle
Zoning RES 1
HOA Fee 1300.0
Garage Spaces 2.0
Patio/Porch Features Deck,Patio
Construction Materials Stone,Fiber Cement,Wood Frame
Year Built 2026
View Lake,Water,Mountain
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Taxes 1704.64
Parcel Number 658814239296
Assoc Fee Paid Per Annually
County Montgomery
Operating Expense 0.0
New Construction Yes
Property Type Residential
In City Limits? (Y/N) No
Association Amenities Other
HOA Yes
Attached Garage Yes
Subdivision Name Other
Garage Y/N Yes
Total Rooms 1
Full Baths 4
Status Active
Directions Take River Road to Sugar Loaf Road to Ridge Drive. House is on the right.
High School Montgomery Central High School
City Troy
Association Name The Ridge on Tillery
Lot Size Units Acres
Lot Size Square Feet 47480.0
Carport Spaces 0.0
Carport Y/N No
Elementary School Other
Property Attached Y/N No
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School West Middle School
Property Condition Completed
Lease Considered Y/N No
Structure Type Wood Frame,Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 260250
Tax Lot 11
Legal Description Ridge on Tillery LOT 11 & D LOT 11
IslandOrMainland Mainland

Interior Features

Interior Amenities Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Walk-in Shower,Walk-In Closet(s)
Basement Finished
Master Bed Level Primary Living Area
Total Stories 3
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features Dryer Hookup,Washer Hookup,Laundry Room
Total Bedrooms 4
Attic Features Access Only
Entry Level 1
Room Type Master Bedroom
Total Baths 5
Living Area Range 4000 - 4499
SmokingYN No

Exterior Features

Exterior Finish Fiber Cement,Stone
Fencing None
Parking Features Concrete
Lot Features Boat Slip,Boat Dock
Water Source County Water
Total Parking 2.0
Lot Size Area 1.09
Foundation Details Slab
Spa No
Building Area Total 4387.0
Lot Dimensions x
Lot Size Acres 1.09
Frontage Type Lakefront
Waterfront Y/N Yes
Road Frontage Type Maintained
Crops Included Y/N No
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinez, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School West Middle School
High School Montgomery Central High School

Price History

6/26/2026 Listed $1,999,999
9/18/2026 6% - $1,890,000

Property vs Zip Code Average in 27371

Price
AVG $530K
$1.89M
Year Built
AVG 1993
2026
Visits
AVG 149
20
Data Provided by Inside Real Estate®

200 Ridge Drive Troy, NC is a Single Family Home for sale at $1890000 with 4387 sqft and a lot size of 1.09 Acres Acre(s). 200 Ridge Drive Troy has 4 bedrooms, 4 baths and was built in 2026. The property's zip code is 27371 which is in Troy, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.